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In the begining

There was barter.
John grows cattle, Bill is a potter. John’s wife wants some nice new-kitchen ware so Bill is approached and is offered the hind of a cow in return for a full set of plates and drinking cups. Bill needs meat and accepts. The deal is done and everyone is happy. That’s keeping it [...]

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Introduction

The economy appears to be falling apart. No longer are we able to rely upon the prosperity that was prevalent only a short while ago.
Financial markets have crashed, many investments either lost or seriously diminished.
Job losses are escalating and there seems no medium term solution to the impact on the lives of the average individual, [...]

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