Alternatives to Bankruptcy – con’t

1. An informal debt agreement.
A Common Law Debt Agreement, outside the Bankruptcy Act 1966, offering creditors settlement over time by an affordable regular payment. These agreements are usually made by persons who have:

Been bankrupt in the past 10 years but have fallen into difficulties again;
Had a previous formal debt agreement or personal insolvency agreement terminated;
Executed [...]

Alternatives to Bankruptcy

What are my choices?
If you have arrived at the conclusion that you are insolvent then you simply must do something as quickly as possible.
Do not ignore the warning signs – there is no point, because help can be obtained to sort out issues that may assist you to remain free of the state of bankruptcy:
If [...]